Own your home through Diminishing Musharakah — a declining co-ownership partnership, not an interest loan.
Home Finance is structured as Diminishing Musharakah: Milestone and you jointly purchase the property, and you gradually buy out the bank's share over the agreed term through a combination of rent (for the portion still owned by the bank) and capital payments (to acquire more of the bank's share). Ownership shifts to you in full by the end of the term — there is no interest charged at any point.
Individuals looking to buy a home without taking on an interest-bearing mortgage.
Open an account online, or speak to a relationship manager about this product first — either way, you're covered.
Open an Account Already Bank With Us? Internet Banking Ask a QuestionA Wadiah safe-keeping savings account — no fixed interest, ever, just a discretionary share of lawful profit.
Learn more →An interest-free current account (Qard) for everyday transactions, salary payments and daily spending.
Learn more →A halal head start for their future — save toward school fees, milestones, or their first capital.
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